Being a young mom means we met a little early, but I get to love them longer.

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Wednesday, July 11, 2012

It's going to be ours!!

It's official, next month we will have a new (to us) SUV!!

This is a picture I got off Google, but it looks just like this.

It's a 2005 Chevrolet Trailblazer LS.

We are buying it for $5000 (it's worth $9000), but we are working out a payment plan, so we don't have to pay it all at once.

I am going to take out a student loan worth $3000. It's a subsidized loan, so the interest doesn't start adding until 6 months after I graduate. It will be split into semesters, so I will get $1500 this coming semester, which starts a month from tomorrow. We are going to add the $500 we have saved up to that to give a $2000 down payment. At that time, we will get the SUV! Then, in January of next year, we will pay the other $1500. After that, we will pay payments on the remaining $1500 we owe.

I'm nervous about taking out a loan. We have absolutely no debt at this point, so the thought of putting us in debt is scary, but I think it will be best in the long run. By taking the loan, we will be able to keep my car. I will drive it to school, and Chris will drive it to work, which will save us on gas, since it's a tiny 4 cylinder. Plus, we will finally have two vehicles!

The Trailblazer will be our family car. It is perfect. It has the LATCH system, which I am dying to try out. Plenty of room to put a stroller plus still have room for other stuff. We can barely even fit the stroller alone in my car's trunk. It has rear air conditioning, so the kids will actually get air! It has a multidisc CD player. I have a lot of children's CD's and my car doesn't have a CD player, so the kids can't listen to them in the car :(
Plus, there is nothing wrong with the SUV, and it only has 60,000 miles on it! We drove it to our family get together for Christmas last year, and I fell in love with it. I am so excited that it is actually going to be ours! I'm going to have to get used to driving a big vehicle though lol.

As soon as the loan comes through, it will be ours, so just about about a month and a half now! I can't wait!! I'm hoping we will have it in time for Brentley's birthday party, which is going to be on August 25th. It would be so nice to have so much extra space to haul all the party stuff and presents! 


  1. How exciting!! I am dying to get a second car! We need one here soon!

  2. We are fortunate to be getting this one. If it wasn't for Chris' mom (she's the one selling it to us), we wouldn't be able to.

  3. Awesome!! My car is a 2000 and doesn't have a LATCH system. Lucky!! Let us know how it is!

    It looks awesome. How many seats is it?

  4. Yay! I am so happy for you!!! What a good deal! Sounds like an amazing car!

    Sometimes debt is good. As long as you don't go overboard. That is how we got our car, student loans, and I don't regret it, even now that we are making payments on it.

  5. Megan, it has five seats, and a big back part (I guess it's called a trunk lol).

    Brittany, that's reassuring. I'll get used to the idea of debt. I'm sure I won't mind once the car is actually ours lol.